Personal Finance Blog
So how exactly does one go about eliminating debt? it can be a daunting task. Especially if you’re in a situation like I was– looking up at over $50,000 of debt. But it is possible. You can do it.
Here are seven things you can do that will help you dump your debt.
I cannot stress how important it is to get yourself– or your family– on a budget and make a plan. The budget is a very powerful tool and the key to getting you and your family out of debt or avoiding debt all together. Budgeting isn’t easy, but you have to do it if you want to win.
I recently read on article on familyshare.com titled 4 tips on how couples should decide their finances before marriage. I completely disagree with some of the things this article suggests.
I just thought I would throw in my two cents regarding the subject of how married couples should budget their money, while at the same time debunk some of these ridiculous suggestions. Here are a few do’s and don’ts.
As a financial counselor, I have had the opportunity to discuss personal finances with a variety of different people. The budget is almost always one of the first things we address. I cannot emphasize enough the importance of having a monthly budget– it is the key to achieving all of your personal financial goals. It will change your personal financial world, if you do it right.
In honor of Mother’s Day this weekend, I wanted to take some time and show my appreciation for one of the greatest influences in my life, my mom.
Do you wish your personal financial life had a check engine light? Wouldn’t it be nice if when things weren’t going right in your financial life that something would light up on your dashboard and tell you that you needed to get it fixed?
I wanted to share some common mistakes people make with their personal finances. I am not picking on anyone, believe me, I have made most of these mistakes myself. And if you find yourself in a situation where you are being affected by these money mistakes, I’m hopeful you can look to my experiences for a little inspiration and hope. I’ve been there myself– I am a recovering money mistake-maker.
I believe that God wants us to prosper. He wants us to be successful in our careers, in our relationships, and in our families. I believe He wants us to live free from worry and become financially independent– to achieve these things He has made numerous blessings and opportunities available.
First of all, if you haven’t done your taxes yet, this is a good reminder to get on it. You still have time. Not filing your taxes is not something you want to mess around with.
So you’ve filed your taxes and you’re getting a refund– What are you going to do with it? What should you do with it?
Setting your monthly budgets can be overwhelming. When planning your monthly spending plan, it’s much easier to prioritize. You need to cover the necessities first and foremost, before doing anything else.
