As a kid, did you ever use a magnifying glass to fry a grasshopper on the sidewalk during a hot, sunny day? Well, that is the power of focus. Over a broad area, the sun provides light and warmth. But when harnessed through a small lens, it can fry a bug.
Debt Paid to date: $25,545 Debt Remaining to date: $24,774 When I started this blog, my intent was to share my personal get-out-of-debt story with others in order to inspire and demonstrate that they could do the same. I wanted to share the knowledge I have gained along the way as well as my own […]
Since I began my journey to live debt-free, I’ve come across a whole lot of naysayers who seem to think my new perspective on money and debt is flawed. People are always trying to influence me and debate with me on why I should be in debt, or why it is ok to go into […]
But before ye seek for riches, seek ye for the kingdom of God… And after ye have obtained a hope in Christ ye shall obtain riches, if ye seek them; and ye will seek them for the intent to good—to clothe the naked, and to feed the hungry, and to liberate the captive, and […]
A major factor in achieving financial independence and converting your life into one that is free of debt is learning to live on less than you make. Mastering this skill is difficult and it requires discipline, planning and budgeting, and the ability to say NO to that voice inside your head screaming “I want that!” […]
Total Debt Paid: $24,992 Total Debt Remaining: $51,984 Pay the debt thou hast contracted… Release thyself from bondage. (D&C 19:35). The snowball just isn’t moving as fast as it used to. But I’m not giving up on my goal of getting out of debt. If you are in debt and have found the […]
The Emergency Fund A major component to winning financially is having an emergency financial reserve available at all times. And NO, a credit card or home equity line of credit or a quick trip to the local pay-day lender is not considered a good plan for a financial reserve. Instead, these things will only perpetuate […]
Recently married, stressed out of my mind, and living paycheck-to-paycheck with massive amounts of consumer debt weighing heavily on my shoulders, I began to search for some way (if there even was a way) I could gain control of the financial mess I had made for myself and my new wife. For years I played […]